“Well, we did it!!!  State Fund and ICW finally got the math right on the two claims, and after much urging, ICW re-filed the Unit Stat.  Thank you again for all the insight and education you provided me on the subject of Experience Rating over the years we’ve worked together.  Without your assistance, I don’t see how we or anyone else could have helped our client identify the serious errors in their ratings which have resulted in getting their mod reduced by 20 or more points for two consecutive policy terms.  Without your work, our insured knows they would have paid substantially higher WC Premiums.”